Home loans built for people who built something

Why we built Small Business Mortgages

Business owners take every legitimate deduction their CPA finds. That's smart. Then they apply for a mortgage and get judged on the one number designed to be as small as possible: taxable income.

Small Business Mortgages is the front door we built for those borrowers. It's powered by Matador Lending, an independent mortgage broker based in Houston, Texas. Every loan is originated by Matador Lending under NMLS #2072896.

The broker advantage

A bank can only offer you its own programs. As a broker, Matador Lending works with 150+ wholesale lenders, including non-QM lenders that specialize in bank statement, 1099, P&L, DSCR, and asset-based loans. We shop your file, compare real options, and tell you plainly when a traditional loan would serve you better.

How we work with business owners

• Text and phone communication that works around your calendar
• Secure digital document upload and e-signatures
• A document checklist built for your program, not a generic list
• Straight answers about what you qualify for, including when the answer is not yet, and what to do about it

Your loan officer

Apurva Sanghavi is President of Matador Lending (NMLS #227127). He leads a Houston-based team of loan officers and is a business owner himself, so he knows what a self-employed tax return looks like from the inside.

Small Business Mortgages is a marketing brand of Matador Lending, NMLS #2072896. Verify licensing at NMLS Consumer Access. Equal Housing Opportunity.